It has to break a Savings bank

I make sure you that I do not understand why the Spanish Bank already does not give a punch in the table of the Spanish finance. It turns out that there are Savings banks that it is impossible that they support the loss of value of his real estate loans, but they announce that they are going to publish benefits. There are Savings banks that it know that can only superlive if they fuse and reduce costs; but managing demagogues, along with politicians who about finance do not know anything (but of despotic power, yes) are opposed to mergers inside or out of his Autonomous region. It has to break a Box.

The businessmen walk asking from knees to them to give them money for his normal activity. I do not speak about the real estate ones. And they obtain not even an euro. Why? Is it that the Boxes (and the banking) does not want to be big enough? Error: the banking and the Boxes gain money being big enough. Then: why are not they big enough? Since why do not they have money to be given.

The whole Spanish financial system is damaged through the fault of the real estate crisis, but the Savings banks (be saved the one who explains it) more.

The Spanish Bank can decide that the property assets of Boxes and banks it is necessary to devaluate 30 %. That to a bank leads him to increasing his own resources or to his loans diversifying. But the Boxes (be saved the one who explains it) are victims of his credit monoculture: the houses. And they do not move.

Now, when the fall of value of his assets presses the balance, they refuse to reduce costs and improve the management by means of mergers.

It cannot be. It cannot be that either the Department of Economy or the Spanish Bank manage to discipline to such an important piece of the Spanish financial system as there are the Boxes.

The citizens have to do in living and live what raisin when his Savings bank with problems has refused to a merger. His savings happen to be protected by a Fund with limits. His personnel goes away to the unemployment. His assets are auctioned judicially. Since that has to happen, in view of the senselessness of certain agents.

As the things are, the only solution is that a Savings bank that refuses to fuse rupture.